Our Company

David Boye and Maria Phelps

Black Diamond Mortgage Corporation is proudly established in Montana, where we’ve built a reputation for providing smart, tailored lending solutions for homeowners, investors, and builders. Whether you’re purchasing a primary residence, a second home, or an investment property, our team is here to guide you every step of the way.

We offer a wide range of mortgage options, including:

Home purchases and refinancing
Construction loans and renovation financing
Down payment assistance programs
Non-QM (Non-Qualified Mortgage) solutions for unique income situations
Debt consolidation and home equity loans

We are licensed for primary residence lending in both Montana and Florida, and can provide investment and refinance loans in all 50 states.

As experts in real estate finance, our mission is to help you:

Buy or build your dream home
Lower your monthly payments
Pay off your mortgage faster
Find your home equity
Consolidate debt
Access custom lending options that traditional banks may not offer

We work with a broad network of trusted loan programs, including USDA Rural Development, FHA, VA, Fannie Mae, Freddie Mac, and specialized portfolio or in-house options, ensuring you have access to a wide variety of solutions.

At Black Diamond Mortgage, we believe in creativity and the ability to solve problems efficiently. Which results in an overall smoother, more positive experience for our clients. We thrive on challenges and constantly attempt to learn more and more so we can adapt to any situation.

Many of our clients choose Black Diamond Mortgage because of our strong values, including honesty, professionalism, and consistent professionalism. These are all qualities that have earned lasting trust across Montana, but also beyond.

When working with us, you’re not sacrificing anything compared to a traditional bank. You are gaining more. Our team delivers deep knowledge, fast services, and a personalized approach that retail banks don’t offer. Your mortgage funds are just as secure and available, with the added benefit of working with experts who truly care.