Welcome to our Learning Center. See topics below that may interest you in your quest to understand more about the Mortgage process and products. Click on each main topic to see a wide array of sub topics that hyperlink to the article. If you can’t find what you are looking for, please note our online chat is available, you can call us at 406-862-4999 or you can use our contact form to get your questions answered.

One of our favorites is the ‘Stay in the Boat‘ article and video. This describes how we ‘guide’ everyone through the Mortgage transaction and is a fun illustration for you. Check it out here.

More topics and video’s can be seen on our blog.


Check out our dive into ‘What You Really Need to Know for 2023’


USDA Loans

DSCR – Investor Loans

A HELOC – What is it? 

Fast Closings

Time in the Market

Are you being told no? Check out the details HERE.

Don’t get ripped off. Get a second quote! See why here.

Loan Options Large and Small. Check it out here. 

Down Payment Options here.

Steer Clear of New Credit while in process for a Mortgage. 

15 year vs. a 30 year Mortgage? Why not get the best of both worlds. 

Understanding the Pre-Approval Process.

Understand Income Verification. 

Free yourself from captive relationships.

What are the problems with internet mortgage robots? 

Buy or Refi?

Focus on the goal and objective when it comes to mortgages. Tips from the Ice Skating Rink. 

Never let a good deal die. 

Why an Independent Mortgage Broker? 

Why we use multiple underwriting Systems. It benefits you! See how here. 

Processing Tips – Deposits and Credit Inquiries

DSCR – Investor Cash Flow Options

Having trouble financing your Condo? Learn more about our Non-Warrantable Condo Options.

Investment Home Financing Options. Easy with Down Payment.

You don’ have to pay cash for condos! See how.

Construction Class – Full Video and Materials – Everything you need to know!

Does your Home need repairs? Potential Cash Out Options. 

Understanding Lock Protection and Down Payment for Construction Loans.

We broker One-Time Close Construction to Permanent Loans. Check it out. 

Learn about Construction Tips from local Contractor Malmquist Construction.

USDA Government Loans – Dave Boye as guest speaker for understanding USDA RD Loans.

USDA RD Purchase Loan – General Information – Understand the general parameters for RD Loans – $0 down options and more.

Are you a Veteran? Read about some options here. 

FHA – You Deserve a 2nd Chance

Understanding Self Employment – Class includes video and materials.

Drop the Private Mortgage Insurance. Here’s how. 

Topics of Interest in Mortgages