Mortgage Loan Officer
Terry Falk graduated with a degree emphasizing business in three areas – finance, accounting and economics. As a numbers man, these emphases played a large part in his ultimate success in the mortgage industry by assisting in reading markets, analyzing financials and understanding the intricacies of mortgage debt with a particular emphasis on making mortgage debt productive for borrower’s long term needs and goals.
Terry has spent 28 years in the mortgage industry starting in Whitefish Montana. In these 28 years (all in the Flathead), he has been closely involved in originating well over One Billion Dollars of Real Estate Loans taking charge at his first company in the industry as Chief Operating Officer. During that time, Terry was overseeing up to 50 employees spread out over a 7 branch office system and was owner and director of that company for almost 14 years.
Terry has spent a great deal of time immersed in underwriting and regulatory aspects for 100’s of millions of dollars of government insured loans such as FHA, VA, and Rural Housing as well as Montana board of housing. Another of Terry’s specialties is real estate investing in which he has been involved personally for many years.
For decades now, clients and referral partners have relied on Terry for expert guidance in all aspects of real estate lending. Terry’s mantra has always been to find answers, make success happen both for clients and referral partners, and give clients the easiest stress free experience possible. Put him to work!