Mortgage Loan Officer
Terry Falk graduated with a degree emphasizing business in three areas – finance, accounting and economics. As a numbers man, these emphases played a large part in his ultimate success in the mortgage industry by assisting in reading markets, analyzing financials and understanding the intricacies of mortgage debt with a particular emphasis on making mortgage debt productive for borrower’s long term needs and goals.
Terry has spent 26 years in the mortgage industry starting in Whitefish Montana after a brief period of time incubating and managing businesses. In these 26 years (all in the Flathead), he has been closely involved in originating well over One Billion Dollars of Real Estate Loans taking charge at his first job in the industry (after a little more than 2 years into it) as Chief Operating Officer. During that 2 year process, Terry was also overseeing up to 50 employees spread out over a 7 branch office system. A little more than 2 years later he became an owner and director of that company continuing in that capacity for almost 14 years.
Terry has spent a great deal of time immersed In underwriting and regulatory aspects for 100’s of millions of dollars of government insured loans such as FHA, VA, and Rural Housing as well as Montana board of housing. Terry also specializes is real estate investing in which he has been involved with personally for many years.
For decades, clients and referral partners have relied on Terry for expert guidance in all aspects of real estate lending. Terry’s mantra has always been to find answers and make success happen both for clients and referral partners.
Terry has two grown children here in the valley and one very new grandson. Terry is madly in love with the Flathead valley and it’s many features. … golf, biking, hiking, glacier, skiing, lakes, etc.
In addition, you might find Terry at the split rock cafe in Kalispell hanging around with his family and friends there.