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Black Diamond is Montana Mortgage Experts Who Put You First
Welcome to Black Diamond Mortgage

At Black Diamond Mortgage, we believe that getting a mortgage shouldn’t feel so complex and extensive. It should feel comfortable and confident. We are based in Whitefish, Montana, and deeply rooted in the Flathead Valley. We specialize exclusively in Montana home financing, whether you’re buying your first home, refinancing, or investing in property.

What makes us different? 

We’re not just connected with one bank. We collaborate with a wide range of trusted banking partners to offer you competitive options customized to your specific situation. We believe your personalized goals require personalized financing.

With a foundation of real-world knowledge and long-standing experience, we keep lending simple and smart. Every member of our team is equipped to help you understand your choices, overcome hardships, and move forward with clarity and confidence. 

Founded as a one-person shop, we’ve grown into a highly successful team led by co-owners David Boye and Maria Phelps. 

Whether you’re consolidating debt, planning for a second home, or simply looking for guidance, we’re here for you with real answers, real people, and real support.

Ready to work with Montana’s dedicated mortgage team?
Give us a call, stop by our office, or learn more about
‘Our Commitment to You’ here

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OUR PROFESSIONAL MORTGAGE LOAN ORIGINATORS

David Boye

Broker / Owner - Chief Executive Officer

NMLS #235086

Heather Nelson

Loan Officer

NMLS #2351641

Becka Christ

Loan Officer

NMLS #2672269

Maria Phelps

Broker / Owner - Chief Operations Officer

NMLS #1403722

Naomi Herzberg

Compliance Officer / Loan Officer

NMLS #2441753

Nathan Stoll

Loan Officer

NMLS #2577683

Zach Falk

Sales and Processing Manager / Loan Officer

NMLS #2082543

Terry Falk

Loan Officer

NMLS #120326

Dewey Allen

Loan Officer

NMLS #283828

Tyler Bennett

Loan Officer

NMLS #1629620

Benjamin Brake

Loan Officer

NMLS #2490318

Jordon Fletcher

Loan Officer

NMLS #2700375

Home

What We Stand For 

At Black Diamond Mortgage, we don’t believe in pre-packaged loan solutions. Your financial journey is personal, and your mortgage should reflect that as well. As Montana’s trusted local mortgage brokers, we work with a broad network of both prime and private lenders to offer flexible, customized solutions that suit your needs. Whether you’re navigating credit challenges, income challenges, or just want the best possible rate, we’re here to help.

We also partner with many different home ownership protection programs offered through government entities. These include, but are not limited to: the FHA, USDA RD, VA, Fannie Mae, and Freddie Mac. This helps us lower your monthly payments and helps provide low-cost home ownership to everyone who needs it!

Our Commitment to You

We understand that mortgage financing in Montana can feel overwhelming, but that’s where we come in. At Black Diamond Mortgage, we help you understand your full range of options. We offer financing for purchases, refinances, cash-out loans, debt consolidation, home fair solutions, and renovation loans.

Our office is based in Whitefish, MT, but we proudly serve homeowners and buyers in Kalispell, Columbia Falls, Bigfork, Eureka, Libby, Missoula, Bozeman, Helena, Billings, and beyond. No matter where you are within Montana, we’re here to help.

Rooted in Montana, Just Like You

We’re not a call center. We’re not a national chain. We’re Montanans, just like you. You’ll find us at the grocery store, on the hiking trails, or even golfing at the club. We’ve lived through the same factors you’re facing. For example, buying a home, building a life, and figuring it all out along the way.

We want you to feel confident, informed, and empowered throughout your mortgage journey. Our mission is to make financing simple and stress-free.

Statewide Services

From Northwest Montana to Southeast Montana and everywhere in between, we’re here for you. We’ve built lasting relationships in the communities, including: Whitefish, Kalispell, Columbia Falls, Bigfork, Eureka, Libby, Missoula, Butte, Bozeman, Helena, Billings, Miles City, Great Falls, Anaconda, Havre, Belgrade, Livingston, Dillon, and many more!

Digital Convenience but Real Connections

We’ve embraced technology to make the mortgage process easier than ever. With secure digital platforms, you can complete your paperwork from anywhere, quickly, safely, and conveniently. 

Let’s Talk

Buying a home, refinancing, or simply exploring your options? Contact us, Black Diamond Mortgage, today. Let’s pave the right path for you.

 

We are dedicated to our Clients!

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We offer Personalized Training for your company!

Whether you are in the Mortgage Industry or not, we offer Leadership, Networking and General Business Training and Lectures

View our Extensive Video Library

Most of our Training is available to view! Check out our Videos on various topics!