When you look back 10 years ago, you may think to yourself “I wish I would have…”. Financial advisors all over the country will say ‘Time in the Market” is more important than the the timing. What you need to do is make sure you pick things that you can afford, but that you can afford right now. Do these things when it is comfortable for you and going to provide you with a net tangible benefit. We are in 2022 and some people think the prices have gone up, and some people think the cost of financing has changed, but, if you can afford to do something now and you hold it over time, you will win. All you have to do is look back over your shoulder and see that anything you did is a win.