David Boye of Black Diamond Mortgage with some tips on “easy living” and how to make your mortgage process FASTER and SIMPLER:
- Don’t move your money around
- We look at 2 months of bank statements and will have to source where any deposits come from
- Leave it in one spot – don’t transfer it around
- Don’t open new credit
- Classic mistake – opening credit for a new refrigerator or a new car
- This can impact your score and cause you to have to provide even more paperwork
- Provide your tax returns upfront
- Best strategy is to provide them on day one – ALL pages
- We will need the whole story – this helps us avoid learning new things late in the process
- Move FAST!
- If we ask for items from you, get them to us quickly
- The sooner we get things from you, the faster we can close!
- Move fast, close fast!
