Mortgage Calculators

Use these tools to help you plan your purchase or refinance. You can print your calculations and financing plans to take with you as you shop for a home. If you need guidance in selecting an accurate interest rate, or to interpret the various calculators, contact one of our loan officers for assistance. (Please click

Underwriting Guidelines

  Realtors, CPA’s, Financial Advisors and other professionals…. We always want to be available to answer your specific questions (406) 862-4999, but if we’re not, here’s where we find most of them: Conventional Loan Rules (Fannie Mae Selling Guide) Section B-2-2: Borrower Eligibility Section B-2-3: Property Eligibility Section B-3-3: Income Section B-3-4: Assets (Funds) Product Guide for

Mortgage Checklist – Documents We May Require

***Are you getting an Adjustable Rate Mortgage (ARM)? Please review this disclosure and CHARM information packet from the CFPB (Consumer Financial Protection Bureau). ***Are you Buying a Home? Please review the Home Loan Toolkit disclosure and information packet from the CFPB (Consumer Financial Protection Bureau). The following verifications can take place during the loan process: Online or