Black Diamond Mortgage is the Leading Montana Mortgage Broker for Purchases or Refinancing your primary, second home or investment property 

The #1 Montana Mortgage Real Estate Lender that uses “common sense” to help you obtain the best mortgage loan possible. We partner with many separate banks to get you the best deal possible.  Our staff cares about you, considers your unique situation and gets you the solution you need in Mortgage Financing. Black Diamond Mortgage started as a one man broker shop but has transformed into a full team of Experts in Real Estate Finance and now is Owned by both David Boye and Maria Phelps. Read more about that here

Located in beautiful Whitefish Montana, serving Flathead Valley Montana and beyond.

Our team assists clients with homeownership, debt consolidation and much more. We are exclusive to Montana Mortgage Lending which allows us to be the best fit for your mortgage needs. Montana is unique and it can require unique lending at times, so it is important to work with the Experts in Real Estate Finance in Montana.

When you call us or walk through our doors, you are more than just number.  You are part an integral part of our team.

The team at Back Diamond Mortgage takes on challenges, works together with you, and gets it done!

We aren’t here to just push our clients through the pipeline, we want our clients to fully understand the process without surprises.

Our small, tight knit group, is here for you.  Any one of us can take your call and answer your questions. We are a safe place for you to make one of the biggest financial decisions of your life. You can read ‘Our Commitment to You’ here

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David Boye

Broker / Owner - Chief Executive Officer

NMLS #235086

Kristina Stratton

Loan Officer / Transaction Manager

NMLS #2404444

Heather Nelson

Loan Officer

NMLS #2351641

Maria Phelps

Broker / Owner - Chief Operations Officer

NMLS #1403722

Tyler Bennett

Loan Officer

NMLS #1629620

Naomi Herzberg

Compliance Officer / Loan Officer

NMLS #2441753

Zach Falk

Sales and Processing Manager / Loan Officer

NMLS #2082543

Terry Falk

Loan Officer

NMLS #120326

Benjamin Brake

Loan Officer

NMLS #2490318

Rylee Kuntz

Loan Officer

NMLS #2091230

Steven Lapp

Loan Officer

NMLS #2457219

HomeOur Values

As the Leading Local Montana Mortgage Company we don’t believe in using a generic formula for determining what is possible. Instead our policy is to treat you as a unique individual, not just another number on a spreadsheet. As a Montana Mortgage Broker, we broker to many prime lenders, as well as private lenders.  This ensures that borrowers experiencing credit and income hardship have all the options they need. We also partner with many different home ownership protection programs offered through government entities. These include but are not limited to: the FHA, USDA RD, VA, Fannie Mae and Freddie Mac. This helps us lower your monthly payments and helps provide low-cost home-ownership to everyone who needs it!

Our Promise

Montana Mortgage Financing can be a confusing subject for many. In order to combat that, our team works tirelessly to make sure you understand all your options. Here at Black Diamond Mortgage we offer mortgage loans for purchase, refinance, cash-out, debt consolidation, 2nd mortgage home equity borrowing, and home improvement throughout the State of Montana. We are located in the heart of Flathead Valley but we service all of Montana and have relationships in most major cities to ensure a successful transaction. We have relationships in Whitefish, Kalispell, Columbia Falls, Bigfork, Eureka, Libby, Missoula, Butte, Bozeman, Helena, Billings, Miles City, Great Falls, Anaconda, Havre, Belgrade, Livingston, Dillon and many more!

Still not sure? We know how you feel! Black Diamond is a local company made up of actual Montana residents, people who live and work in Montana! We know exactly what you need because we’ve been in your shoes. As your local Montana Mortgage Broker, we see you around town, at the store, hiking, golfing, and even at church. The bottom line is that we really get you! We want to help you to get the same great Montana experience we did moving here and growing up here. It’s our goal to do everything in our power to streamline and simplify the Mortgage experience for you!

Our Reach

Our clients range from Northwest Montana (Kalispell, Whitefish, Columbia Falls, Bigfork, Eureka, Troy, Libby) through the Missoula area (Seeley Lake, Frenchtown, Hamilton, St. Regis) and Butte to Helena, Bozeman to Billings (and every small town in between).

Our team also believes in the power of technology. We have developed our technical skills a lot in recent years! Most of our paperwork is provided digitally through secure networks. Doing things digitally allows us to make the entire Mortgage process more convenient for you! Don’t worry though, even with all the technology in the world, we maintain a personal touch at all times. You’ll always be able to tell you’re in good hands when you’re working with us. In fact, our team can even coordinate with title companies and mobile notaries to help you sign remotely if you aren’t close to home. You can even sign if you’re out of town on vacation!

Contact us today to see how the leading Montana Mortgage Team can help you!

We are dedicated to our Clients!

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We offer Personalized Training for your company!

Whether you are in the Mortgage Industry or not, we offer Leadership, Networking and General Business Training and Lectures

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Most of our Training is available to view! Check out our Videos on various topics!