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  • Home
  • Our Company
    • About Us
      • David Boye
      • Maria Phelps
      • Darel Handley
      • Ashley Peters
      • Terry Falk
      • Rylee Kuntz
      • Zach Falk
    • Our Commitment to You
    • Marketing Toolbox
    • Our Core Ethics
    • Client Testimonials
    • Connect With Us on Social Media
  • Learning Center
    • Topics of Interest
    • Current Mortgage Rates
    • How Interest Rates Work
    • Training Videos and Topics
    • Identity Theft Education
    • Credit Score
    • Mortgage Glossary – Words That We Use
    • Underwriting Guidelines
    • Monthly Mortgage Blog
  • Mortgage Calculators
  • Contact Us
  • Apply Now
  • Home
  • Our Company
    • About Us
      • David Boye
      • Maria Phelps
      • Darel Handley
      • Ashley Peters
      • Terry Falk
      • Rylee Kuntz
      • Zach Falk
    • Our Commitment to You
    • Marketing Toolbox
    • Our Core Ethics
    • Client Testimonials
    • Connect With Us on Social Media
  • Learning Center
    • Topics of Interest
    • Current Mortgage Rates
    • How Interest Rates Work
    • Training Videos and Topics
    • Identity Theft Education
    • Credit Score
    • Mortgage Glossary – Words That We Use
    • Underwriting Guidelines
    • Monthly Mortgage Blog
  • Mortgage Calculators
  • Contact Us
  • Apply Now
black diamond mortgage corporation Montana
  • Home
  • Our Company
    • About Us
      • David Boye
      • Maria Phelps
      • Darel Handley
      • Ashley Peters
      • Terry Falk
      • Rylee Kuntz
      • Zach Falk
    • Our Commitment to You
    • Marketing Toolbox
    • Our Core Ethics
    • Client Testimonials
    • Connect With Us on Social Media
  • Learning Center
    • Topics of Interest
    • Current Mortgage Rates
    • How Interest Rates Work
    • Training Videos and Topics
    • Identity Theft Education
    • Credit Score
    • Mortgage Glossary – Words That We Use
    • Underwriting Guidelines
    • Monthly Mortgage Blog
  • Mortgage Calculators
  • Contact Us
  • Apply Now
The-Expert-Team-in-Real-Estate-Finance

Black Diamond Mortgage is the Leading Montana Mortgage Broker for Purchases or Refinancing your primary, second home or investment property 

The #1 Montana Mortgage Real Estate Lender that uses “common sense” to help you obtain the best mortgage loan possible. We partner with many separate banks to get you the best deal possible.  Our staff cares about you, considers your unique situation and gets you the solution you need in Mortgage Financing. Black Diamond Mortgage started as a one man broker shop but has transformed into a full team of Experts in Real Estate Finance and now is Owned by both David Boye and Maria Phelps. Read more about that here. 

Located in beautiful Whitefish Montana, serving Flathead Valley Montana and beyond.

Our team assists clients with homeownership, debt consolidation and much more. We are exclusive to Montana Mortgage Lending which allows us to be the best fit for your mortgage needs. Montana is unique and it can require unique lending at times, so it is important to work with the Experts in Real Estate Finance in Montana.

When you call us or walk through our doors, you are more than just number.  You are part an integral part of our team.

The team at Back Diamond Mortgage takes on challenges, works together with you, and gets it done!

We aren’t here to just push our clients through the pipeline, we want our clients to fully understand the process without surprises.

Our small, tight knit group, is here for you.  Any one of us can take your call and answer your questions. We are a safe place for you to make one of the biggest financial decisions of your life. You can read ‘Our Commitment to You’ here. 

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Head to YouTube for more great content and reviews.

  • 5 star review  The entire experience I had with Black Diamond Mortgage Co. from start to finish was absolutely positive! The efficient staff was also very calm which helped me through each part... read more of the process. This review is sincerely written with gratitude and immense appreciation. I now own my home and am just so grateful for Black Diamond Mortgage being there for me!

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    thumb Jacqueline S. Johnson
    December 16, 2021

    5 star review  Extremely helpful! We're first time home buyers, and they did everything that they could to make the process as smooth as possible! We're are truly grateful for them! HIGHLY RECOMMEND

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    thumb Shawn Hall
    December 5, 2021
  • 5 star review  We had a wonderful experience with Black diamond Mortgage and Maria as our agent. She was very helpful,always available, and with very many options. Maria has a go getter attitude... read more of making things happen. She helped us when other banks refused or wanted to force us into risky loans with much money down. Maria was fair and able to obtain the mortgage we desired with less money down. Thank you!

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    thumb Jess ForHeaven
    October 6, 2021

    5 star review  Absolutely impeccable service!! Excellent communication and our loan was done one week before close so we were able to close early. I would recommend Terry and Zack Falk to... read more anyone. Thank you Terry and his wonderful team for making our home purchase go so smoothly. Best Regards

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    thumb Ruben Rajkowski
    October 4, 2021
  • 5 star review  I had the immense pleasure of working with Zach Falk through the process of financing my new home, and I cannot say enough about him. He went to every length... read more to ensure that, amidst the difficulties of attempting to close early, everything went smoothly and each step of the process was clearly communicated to all parties involved. Without Zach, I'm not sure we would've made the tight timeline work, and for that I am so very grateful. I will recommend Zach and Black Diamond Mortgage to any of my connections who are looking to buy a home!

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    thumb Lizzy Sheeran
    October 4, 2021

    5 star review  Absolutely amazing service!! Excellent communication and our loan was done two weeks before close so we were able to close early. I would recommend Terry Falk to anyone. ... read more Thank you to Terry and his wonderful team for making our home purchase go so smoothly.

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    thumb Kim Carter
    September 27, 2021
  • 5 star review  Matt and the Blackdiamond team exceeded expectations. If you are struggling to get a loan, these guys will help and not stop! I got exactly what I needed, with good... read more terms. They even lined out a notary up in Homer, Alaska for me because I wasn't in MT during closing! They took care of everything. Wouldn't have been possible without them. Highly recommend to anyone in Montana wanting to buy a house!

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    thumb August Woehler
    September 21, 2021

    5 star review  I just got done purchasing my FIRST home in Montana. Black Diamond goes above and beyond to make your experience buying a home as stress free as possible. They know... read more how hard it can be buying a home and they have the experience that other offices just don’t have to come together and make it work for their clients. What’s amazing is they don’t bog you down with big words and crazy issues they run into that you don’t need to know about. They do ALL the work for you and, let me tell you, it’s excellent work. I didn’t have to worry about a thing. If you’re looking for someone you can trust, who you want to build connections with, and for the FASTEST service around choose Black Diamond Mortgage.

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    thumb Janelle Sara
    September 16, 2021
  • 5 star review  Black Diamond and Maria Phelps made our Montana home buying experience feel seemless. Communication was always prompt, and we always knew what was expected of us to help secure our... read more loan. Maria worked tirelessly to get us the best possible rate and helped us get the home if our dreams. The entire staff at BDMC were helpful and we would definitely use BDMC for any home purchases in the future. Thank you for helping us secure our forever home!

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    thumb Sara Hammel
    September 8, 2021

    5 star review  We received our initial home loan through Black Diamond and have used them for three refinances, which speaks for itself! With Maria and Dave, we always knew we were getting... read more the best possible rate and lowest closing costs. They were always responsive and punctual even when we knew they were juggling multiple clients. Plus, they are genuine, treat you like an individual, and are cool; So what’s not to love? Keep up the great work!

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    thumb Aaron Pitman
    June 26, 2021
  • 5 star review  Black Diamond was 100% amazing on all fronts - they were personable, professional, timely, and organized. My wife and I were first time home buyers and Black Diamond made an... read more overwhelming task seem simple. Zach and the team are awesome! I highly recommend them to anyone looking for a great loan and an even better experience.

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    thumb Ian Gillespie
    June 10, 2021

OUR PROFESSIONAL MORTGAGE LOAN ORIGINATORS

David Boye

Broker / Owner - Chief Executive Officer

NMLS #235086

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Maria Phelps

Broker / Owner - Chief Operations Officer

NMLS #1403722

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Zach Falk

Sales and Processing Manager / Loan Officer

NMLS #2082543

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Ashley Peters

Loan Officer

NMLS #2296873

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Terry Falk

Loan Officer

NMLS #120326

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Darel Handley

Loan Officer

NMLS #1967311

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Rylee Kuntz

Loan Officer

NMLS #2091230

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Meet Our Entire Team

Darel and Maria Working together as a teamOur Values

As the Leading Local Montana Mortgage Company we don’t believe in using a generic formula for determining what is possible. Instead our policy is to treat you as a unique individual, not just another number on a spreadsheet. As a Montana Mortgage Broker, we broker to many prime lenders, as well as private lenders.  This ensures that borrowers experiencing credit and income hardship have all the options they need. We also partner with many different home ownership protection programs offered through government entities. These include but are not limited to: the FHA, USDA RD, VA, Fannie Mae and Freddie Mac. This helps us lower your monthly payments and helps provide low-cost home-ownership to everyone who needs it!

Our Promise

Montana Mortgage Financing can be a confusing subject for many. In order to combat that, our team works tirelessly to make sure you understand all your options. Here at Black Diamond Mortgage we offer mortgage loans for purchase, refinance, cash-out, debt consolidation, 2nd mortgage home equity borrowing, and home improvement throughout the State of Montana. We are located in the heart of Flathead Valley but we service all of Montana and have relationships in most major cities to ensure a successful transaction. We have relationships in Whitefish, Kalispell, Columbia Falls, Bigfork, Eureka, Libby, Missoula, Butte, Bozeman, Helena, Billings, Miles City, Great Falls, Anaconda, Havre, Belgrade, Livingston, Dillon and many more!

Still not sure? We know how you feel! Black Diamond is a local company made up of actual Montana residents, people who live and work in Montana! We know exactly what you need because we’ve been in your shoes. As your local Montana Mortgage Broker, we see you around town, at the store, hiking, golfing, and even at church. The bottom line is that we really get you! We want to help you to get the same great Montana experience we did moving here and growing up here. It’s our goal to do everything in our power to streamline and simplify the Mortgage experience for you!

Our Reach

Our clients range from Northwest Montana (Kalispell, Whitefish, Columbia Falls, Bigfork, Eureka, Troy, Libby) through the Missoula area (Seeley Lake, Frenchtown, Hamilton, St. Regis) and Butte to Helena, Bozeman to Billings (and every small town in between).

Our team also believes in the power of technology. We have developed our technical skills a lot in recent years! Most of our paperwork is provided digitally through secure networks. Doing things digitally allows us to make the entire Mortgage process more convenient for you! Don’t worry though, even with all the technology in the world, we maintain a personal touch at all times. You’ll always be able to tell you’re in good hands when you’re working with us. In fact, our team can even coordinate with title companies and mobile notaries to help you sign remotely if you aren’t close to home. You can even sign if you’re out of town on vacation!

Contact us today to see how the leading Montana Mortgage Team can help you!

Testimonials

We are dedicated to our Clients!

View all our Testimonials

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Training

We offer Personalized Training for your company!

Whether you are in the Mortgage Industry or not, we offer Leadership, Networking and General Business Training and Lectures

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Video Library

View our Extensive Video Library

Most of our Training is available to view! Check out our Videos on various topics!

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Accredited with the Better Business Bureau

Black Diamond Mortgage BBB Business Review

Legal Pages

  • Non-Discrimination Policy
  • Anti-Spam Policy
  • Complaint Policy
  • Privacy Policy
  • Terms Of Service
  • Disclaimer
  • External Links Policy

NMLS Licenses

Black Diamond Mortgage Corporation #209137

David Boye, NMLS Consumer Access License #235086

Maria Phelps, NMLS Consumer Access License #1403722

Terry Falk, NMLS Consumer Access License #120326

Zach Falk , NMLS Consumer Access License #2082543

Darel Handley, NMLS Consumer Access License #1967311

Rylee Kuntz, NMLS Consumer Access License #2091230

Ashley Peters, NMLS Consumer Access License #2296873

Address and Phone Number

Black Diamond Mortgage Corporation

106 2nd Street East Whitefish, MT 59937‎

Phone: (406) 862-4999

Fax: (888) 398-8186

Equal Housing Lender - Montana

Vetted VA Approved

© Black Diamond Mortgage Corporation NMLS #209137