406.862.4999 | 106 2nd Street E. Whitefish, MT 59937‎
  • 5 star review  I just got done purchasing my FIRST home in Montana. Black Diamond goes above and beyond to make your experience buying a home as stress free as possible. They know... read more

    thumb Janelle Sara

    5 star review  Matt and the Blackdiamond team exceeded expectations. If you are struggling to get a loan, these guys will help and not stop! I got exactly what I needed, with good... read more

    thumb August Woehler
  • 5 star review  We received our initial home loan through Black Diamond and have used them for three refinances, which speaks for itself! With Maria and Dave, we always knew we were getting... read more

    thumb Aaron Pitman

    5 star review  Black Diamond was 100% amazing on all fronts - they were personable, professional, timely, and organized. My wife and I were first time home buyers and Black Diamond made an... read more

    thumb Ian Gillespie
  • 5 star review  Black Diamond and Maria Phelps made our Montana home buying experience feel seemless. Communication was always prompt, and we always knew what was expected of us to help secure our... read more

    thumb Sara Hammel

    5 star review  We had a wonderful experience with Black diamond Mortgage and Maria as our agent. She was very helpful,always available, and with very many options. Maria has a go getter attitude... read more

    thumb Jess ForHeaven
  • 5 star review  I had the immense pleasure of working with Zach Falk through the process of financing my new home, and I cannot say enough about him. He went to every length... read more

    thumb Lizzy Sheeran

    5 star review  Absolutely impeccable service!! Excellent communication and our loan was done one week before close so we were able to close early. I would recommend Terry and Zack Falk to... read more

    thumb Ruben Rajkowski
  • 5 star review  Absolutely amazing service!! Excellent communication and our loan was done two weeks before close so we were able to close early. I would recommend Terry Falk to anyone. ... read more

    thumb Kim Carter

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We are dedicated to our Clients!

View all our Testimonials

We offer Personalized Training for your company!

Whether you are in the Mortgage Industry or not, we offer Leadership, Networking and General Business Training and Lectures

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Most of our Training is available to view! Check out our Videos on various topics!

Black Diamond Mortgage is the Leading Montana Mortgage Broker for Purchases or Refinancing your primary, second home or investment property 

We are the #1 Montana Real Estate Lender that uses “common sense” to help you obtain the best mortgage loan possible. We partner with many separate banks to get you the best deal possible.  Our staff cares about you and considers your unique situation to get you the solution you need in Mortgage Financing. 

We are located in beautiful Flathead Valley Montana. Come see us in our Whitefish, Montana office today!


David Boye

Broker / Owner

NMLS #235086

Terry Falk

Loan Officer

NMLS #120326

Maria Phelps

Ops Manager

NMLS #1403722

Sam Scheel

Loan Officer

NMLS #1693594

Matt Rizzolo

Loan Officer

NMLS #1724580

Zach Falk

Loan Officer

NMLS #2082543

Darel Handley

Loan Officer

NMLS #1967311

Adelina Hanson

Loan Officer

NMLS #1941846

Our Values

As the Leading Montana Mortgage Company we don’t believe in using a generic formula for determining what is possible. Instead our policy is to treat you as a unique individual, not just another number on a spreadsheet. We broker to many prime lenders, as well as private lenders.  This ensures that borrowers experiencing credit and income hardship have all the options they need. We also partner with many different home ownership protection programs offered through government entities. These include but are not limited to: the FHA, USDA RD, VA, Fannie Mae and Freddie Mac. This helps us lower your monthly payments and helps provide low-cost home-ownership to everyone who needs it!

Our Promise

Mortgage Financing can be a confusing subject for many. In order to combat that our team works tirelessly to make sure you understand all your options. Here at Black Diamond Mortgage we offer mortgage loans for purchase, refinance, cash-out, debt consolidation, 2nd mortgage home equity borrowing, and home improvement throughout the State of Montana.

Still not sure? We know how you feel! Black Diamond is a local company made up of actual Montana residents, people who live and work in Montana! We know exactly what you need because we’ve been in your shoes. We see you around town, at the store, hiking, golfing, and even at church. The bottom line is that we really get you! We want to help you to get the same great Montana experience we did moving here. It’s our goal to do everything in our power to streamline and simplify the Mortgage experience for you!

Our reach

Our clients range from Northwest Montana (Kalispell, Whitefish, Columbia Falls, Bigfork, Eureka, Troy, Libby). Through the Missoula area (Seeley Lake, Frenchtown, Hamilton, St. Regis). We also work in the Butte and Helena Area as well as Bozeman and Billings (and every small town in between).

Our team also believes in the power of technology. We have developed our technical skills a lot in recent years! We try to provide most of our paperwork digitally through secure networks. Doing things digitally allows us to make the entire Mortgage process more convenient for you! Don’t worry though, even with all the technology in the world, we always make sure to maintain a personal touch at all times. You’ll always be able to tell you’re in good hands when you’re working with us. In fact, our team can even coordinate with title companies and mobile notaries to help you sign remotely if you aren’t close to home. You can even sign if you’re out of off on vacation!

Contact us today to see how the leading Montana Mortgage Team can help you!