20 years of mortgage interest rates – Where are we headed?

20 Years of Mortgage Interest Rates: Where are we headed? ‘Memory Lane’ discussed by Dave Boye, Independent Mortgage Broker in Montana. I want to talk today about something everyone is afraid of, but we aren’t afraid of it – interest rates! Why are people afraid? Well, over the last couple years, rates have been going

Aim for the finish! Focus on the goal and the objective!

Aim for the Finish! Focus on the goal and objective.  Dave Boye, an independent mortgage broker in Whitefish, MT, and his Daughter, Shatara discuss the importance of staying focused through challenges. Dave: This is Dave Boye, live from Portland, Oregon with my daughter, Shatara, who just competed in the Northwest Pacific Regionals. What did you

Loan Officers Making Moves? Why I am an independent mortgage broker!

It makes a big difference where the originator works or where the loan starts. That is why I’m an independent mortgage broker. When I started, I spent a couple of years working for some other mortgage companies trying to figure this industry out. I had two that didn’t work out very well. I had one

Buy your investment property now! It’s easier to qualify than you think!

Dave and Maria are talking about investment properties: Dave: A lot of people don’t realize how easy it is to go out and buy another home, such as an investment property. Maria: If you’re in a position where you make enough to cover your current mortgage and expenses, you can actually buy an investment property

Let’s talk CREDIT – The 6 factors that most affect your score!

Matt Rizzolo of Black Diamond Mortgage with the 6 items that affect your credit score: Amount of inquiries in the past 2 years Important not to have too many Similar inquiries may be treated as one, such as if you are shopping for a mortgage Number of new accounts in past 2 years Don’t open

Today is National Independent Mortgage Brokers Day!

Dave: Hey friends of Black Diamond Mortgage, Dave Boye and Matt Rizzolo here. Today is National Independent Mortgage Broker Day, and in honor of that, we wanted to talk about six things that make mortgage brokers the best place to get money to buy or refinance a home. One of them might be obvious, but

$5.4 Trillion Available! The most EVER

See story: https://www.cnbc.com/…/homeowners-are-sitting-on-5-point-4-…     Dave: Hey friends of Black Diamond Mortgage, Dave Boye and Maria Phelps here. I just saw a headline on MSNBC (just google 5.8 trillion dollars cash in people’s homes and it’ll come up), but they’re bringing up a point that I thought would be good for all of us to

You don’t have to pay cash for Condos!

Dave: Hey friends of Black Diamond Mortgage! Dave Boye and Matt Rizzolo here in “condo alley” in Whitefish, Montana. We can see 5 different condominiums from where we’re standing. Are all of these condos the same? Matt: No, they’re all different! Dave: An important thing to know about condos is all condos are different. Each