Welcome to Black Diamond Mortgage Learning Center

Explore helpful resources designed to guide you through every step of the mortgage process. Browse the topics below to dive into key areas of home financing, from loan types to refinancing tips. Each main topic opens up to a list of clickable subtopics that link directly to detailed articles.

If you don’t see what you’re looking for, we’re here to help!
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One of our most popular resources is theStay in the Boatarticle and video, a fun, visual way to understand how we guide you through the mortgage process. Check it out here.

You’ll find more helpful videos and insights on our Blog.

HOT TOPIC 

Check out our dive into ‘What You Really Need to Know for 2023’

 

USDA Loans

DSCR – Investor Loans

A HELOC – What is it? 

Fast Closings

Time in the Market

Are you being told no? Check out the details HERE.

Don’t get ripped off. Get a second quote! See why here.

Loan Options Large and Small. Check it out here. 

Down Payment Options here.

Steer Clear of New Credit while in process for a Mortgage. 

15 year vs. a 30 year Mortgage? Why not get the best of both worlds. 

Understanding the Pre-Approval Process.

Understand Income Verification. 

Free yourself from captive relationships.

What are the problems with internet mortgage robots? 

Buy or Refi?

Focus on the goal and objective when it comes to mortgages. Tips from the Ice Skating Rink. 

Never let a good deal die. 

Why an Independent Mortgage Broker? 

Why we use multiple underwriting Systems. It benefits you! See how here. 

Processing Tips – Deposits and Credit Inquiries

DSCR – Investor Cash Flow Options

Having trouble financing your Condo? Learn more about our Non-Warrantable Condo Options.

Investment Home Financing Options. Easy with Down Payment.

You don’ have to pay cash for condos! See how.

Construction Class – Full Video and Materials – Everything you need to know!

Does your Home need repairs? Potential Cash Out Options. 

Understanding Lock Protection and Down Payment for Construction Loans.

We broker One-Time Close Construction to Permanent Loans. Check it out. 

Learn about Construction Tips from local Contractor Malmquist Construction.

USDA Government Loans – Dave Boye as guest speaker for understanding USDA RD Loans.

USDA RD Purchase Loan – General Information – Understand the general parameters for RD Loans – $0 down options and more.

Are you a Veteran? Read about some options here. 

FHA – You Deserve a 2nd Chance

Understanding Self Employment – Class includes video and materials.

Drop the Private Mortgage Insurance. Here’s how. 

Topics of Interest in Mortgages